South Africa
Namibia
Tax-Free Calculator
Tax-Free Investment Calculator
From the list of funds below, choose one and follow the five easy steps to determine the amount a Tax-free Investment will save you.
Ready to invest now?
Complete an online application form/
We have a range of funds that offer tax savings...
Choose a Fund
Your tax saving is related to your income bracket...
Income Tax
Which bracket describes your taxable income?
Compound interest works better over longer periods...
Investment Term
How many years would you like to invest for?
Do you want to invest with lump sum, debit order or both...
Investment Option
Which investment option would you have liked to invest with?
Contributing on a monthly basis...
Debit Order
What amount will you be contributing monthly?
The minimum debit order amount is R500
Do you have an annual lump sum to start off your investment each year...
Annual Lump Sum
What amount would your annual lump sum investment be?
The minimum lump sum amount is R10,000
The minimum lum sum amount is R0
Calculate Your Tax Savings
Tax-Free Fund
Income Tax Bracket
Investment Term in Years
Annual Lump Sum
Debit Order
Total Investment Amount Annually
R36,000
Annual max (R36,000)
Gross Return Rate
After Tax Return
Capital Gains Tax
Please re-calculate, you have exceeded your limit!
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Assumptions:
- Equilibrium fund returns (net of a historical average fee adjustment) have been used for the purpose of this calculation.
- Tax is calculated using the 2022/2023 SARS tax year table.
- Figures assume that you have used your annual CGT exclusion and annual interest exemption.
- Effective CGT rate of 18% applied, based on 45% maximum tax bracket.
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Investment Options:
- Minimum Debit Order = R500 pm.
- Minimum Lump Sum = R10 000.