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    Education Calculator

    Education Calculator

    Follow these 7 simple steps to determine whether you’re on track to fund your child’s education. Once you’ve seen the initial results, you can edit the inputs to determine what adjustments you may need to make if there’s a shortfall.

    Ready to invest now?

    COMPLETE AN ONLINE APPLICATION FORM

    00 / 00

     

    What is your child's name?

    Is {x} currently in school?

    What grade is {x} currently in?

    • Grade 1
    • Grade 2
    • Grade 3
    • Grade 4
    • Grade 5
    • Grade 6
    • Grade 7
    • Grade 8
    • Grade 9
    • Grade 10
    • Grade 11
    • Grade 12

    How old will {x} be turning next year?

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6

    What are the current annual fees for the institutions {x} is/will be attending?

    How much do you currently have saved for {x}'s education?

    What are you currently saving for {x}'s education each month, after paying school fees?

    What real return do you expect from your investment?

    Real return is the annual percentage growth you expect from your investments, over and above inflation. Typically it ranges between 3% - 6%, but can be higher or lower depending on your underlying fund/s.

    Education Information

    Grade R/Primary school fees (current)

    High school fees (current)

    University/College fees (current)

    Current education savings

    Monthly contributions

    Expected real return (%)

    University/College (no. of years)

     

     

    INVEST NOW
    • The values used in our tools are determined using projections based on current assumptions about uncertain future outcomes. These assumptions were determined considering the historic relationship between varying factors. The actual future values will depend on the actual amounts that you invest and the associated investment performance, fees and taxes of your selected underlying portfolios. These calculators are provided as a guide and illustration. MandG Investment Managers (Pty) Ltd. will not be held responsible for your reliance on these calculators for your financial planning. We recommend that you speak to a financial adviser and review your retirement plan regularly to ensure you meet your goals.
    • The following assumptions are used in this calculation:
    • Inflation rate of 5.5%
    • 5.5% annual escalation to monthly contributions
    • 8% annual escalation to school fees
    • School fees are paid monthly in advance

    MandG Investment Managers (Pty) Ltd is a licensed financial services provider. MandG Investments Southern Africa (Pty) Ltd (previously called Prudential Portfolio Managers South Africa) is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company is a direct subsidiary of M&G plc, a company incorporated in the United Kingdom. The Prudential Assurance Company is not affiliated in any manner with Prudential Financial Inc., a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.